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Why Lease?
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When you lease with Champion Commercial Finance, most transactions will offer 100% financing and sometimes even some of the soft cost that come with equipment purchases. Another thing to remember with a purchase option is that more of the cost of the equipment is later in the term when inflation makes the dollars cheaper.

Fixed Rate Financing
Leasing will offer you the security of having fixed rate financing and fixed payments for the entire term of the lease. Many banks will only offer floating rates which are subject to change with the prime rate along with compensating balances.

Flexibility
Let Champion Commercial Finance help put together the package that is best for your operation. Don’t settle for not having the options available for step payments, delayed, or other unique payment plans.

Leverage
Leasing will not consume your credit line that may be needed for other parts of your operation in the future. You can use equipment leasing as a way to grow your line and not limit yourself for future growth opportunities.

Tax Advantages
Each business is different and that is why we want to offer the options that best fit your business. Knowing the right structure and your plans for the future is critical for your success and leasing will allow you to best structure financing that will allow you to take advantage of tax deductions or depreciation opportunities.

These are just a few example of why leasing can make sense for you. The bottom line is whether you want to own the equipment or just use it for profit, Champion Commercial Finance is here to help structure the best plan possible.

Lease Types
There are a number of options when it comes to commercial leases. Champion Commercial Finance will work with you to determine the lease that best fits your business needs.

  • Capital Lease
    Keeps the equipment purchase on your balance sheet and ownership at the end of the term.
  • Operating Lease
    This lease keeps the equipment off of your balance sheet.
  • True Lease
    Designed to generate tax benefits from rental expenses.
  • Lease Purchase
    A lease structured to utilize depreciation expenses.

Lease Residual Options

  • (FPO) Fixed Purchase Option
  • (FMV) Fair Market Value
  • (TRAC) Terminal Rental Adjustment Clause
  • $1 Purchase Option

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